SUSANTA KUMAR SETHY – PhD Research Scholar in School of Economics, M.Phil (Economics), MA (Economics) – (University of Hyderabad), Master of Population Studies (MPS) – International Institute for Population Studies (IIPS, Mumbai), UGC-NET (Economics), ODISHA, INDIA, has been appreciated for publishing 11 research articles in leading journals and edited books in the areas of Banking, Inclusive Finance & Development Economics which are
published in National and International journals. He is the recipient of many awards in field of Education.